We don’t think everyone should always take out travel insurance for every trip… but we do advise everyone think seriously about the considerations: for your particular circumstances, your particular trip, your particular risk profile and comfort levels. These are personal decisions and evaluations. And then there’s the small print to decipher…
That’s why we have our Insurance Whisperer, David Coyle, to help you think through options. David is there to set a course through the big picture of available choices, and navigate the murky detail of the small print.
In other words, we go about travel insurance the same way we go about travel planning: through frank, detailed conversation about the available options to help you decide what’s best for you. And as with travel planning, we know our stuff, we’re not pushing you one way or the other, and we work through long-standing relationships. Yup, we have the Insurance CEO’s personal cell on speed dial.
What are the basic choices? Traveling without comprehensive medical insurance is, we think, a risk no one should take. As a separate consideration, Trip Insurance (insurance against having to cancel or interrupt your trip) is there for the unexpected—the things none of us can predict or control, but which can become logistically or financially costly. Options like medical evacuation, “cancel for any reason” protection, or even a pre-existing condition waiver can be considered.
Ping David by email and he’ll happily talk to you about the different types of coverage on offer for you, and answer your questions about any policy you are considering, or may already have in place. The goal is to help you make the decision that’s best for you, whether you’re traveling with Trufflepig or not.